Sherman Hanna, downloadable papers

• Hanna, S. D. & Lindamood, S. (2005). Risk tolerance of married couples. Proceedings of the Academy of
  Financial Services.
  
• Lindamood, S., & Hanna, S. D. (2005). Determinants of the wife being the financially knowledgeable spouse.
  Proceedings of the Academy of Financial Services.
• Hanna, S.D. (2005). Most cited authors, 1990-2004, Financial Counseling and Planning, 16 (1), iii-iv.
  
• Yao, R. & Hanna, S.D. (2005).  The effect of gender and marital status on financial risk tolerance.   Journal of Personal Finance, 4 (1), 66-85.
• Yao, R., Gutter, M.S., & Hanna, S.D. (2005).  The financial risk tolerance of Blacks, Hispanics and whites.  Financial Counseling and Planning, 16 (1), 51-62.
  
• Hanna, S. D. & Lindamood, S. (2004).An improved measure of risk aversion. Financial Counseling and Planning, 15 (2), 27-38.
• Yao, R., Hanna, S. D., & Lindamood, S. (2004).  Changes in financial risk tolerance, 1983-2001.  Financial Services Review, 13 (4), 249-266.
• Lai, C. W. & Hanna, S. D. (2004).Are the portfolios of older worker households efficient? Journal of Personal Finance, 3(4), 101-117. 
• Yao, R., Hanna, S. D., & Montalto, C. P. (2003). The capital accumulation ratio as an indicator of retirement adequacy. Financial Counseling and Planning, 14 (2), 1-11. 
• Hanna, S. D., Gutter, M. S., & Fisher, P. J. (2003). Risk aversion and the elasticity of marginal utility with respect to consumption, Consumer Interests Annual, 49.
• Montalto, C. P., Yuh, Y., & Hanna, S. (2000). Determinants of planned retirement age. Financial Services Review, 9(1), 1-15.
  
• Yuh, Y., Hanna, S., & Montalto, C. P. (1998). Mean and pessimistic projections of retirement adequacy. Financial Services Review, 7(3), 175-193.
  
• Yuh, Y., Montalto, C. P. & Hanna, S. (1998). Are Americans prepared for retirement? Financial Counseling and Planning, 9 (1), 1-12.
• Hanna, S. (1998). Taking uncertainty into account in projecting portfolio accumulations, paper presented at the Midwest Finance Association, Chicago, March, 1998.
• Chen, P., Hanna, S., & Montalto, C. (1998). Which comes first? The saving decision or the investment decision? paper presented at the Midwest Finance Association, Chicago, March, 1998.
• Hanna, S. (1997). What should every student know? Financial Counseling and Planning, 8(2), 85-86.
• Hanna, S. (1997). The backward art of managing money. Financial Counseling and Planning, 8(2), ii.
• Hanna, S. & Chen, P. (1997). Subjective and objective risk tolerance: Implications for optimal portfolios. Financial Counseling and Planning, 8(2), 17-26.
• Wang, H. & Hanna, S. (1997). Does risk tolerance decrease with age? Financial Counseling and Planning, 8 (2), 27-31.
• Hanna, S., DeVaney, S., & Davis, F. W. (1997). Using case studies to teach financial counseling and planning in a Variety of Settings. Proceedings of the Association for Financial Counseling and Planning Education, 47. (Web pages include supplementary material.)
• Chang, Y.R., Hanna, S. & Fan, X.J. (1997). Emergency fund levels: Is household behavior rational?, Financial Counseling and Planning, 8 (1), 47-55.
• Chen, P. & Hanna, S. (1996). Retirement accounts: High returns with safety, Proceedings of the Association for Financial Counseling and Planning Education, 107-116.
• Hanna, S. (1996). So what? And other responses to research , Financial Counseling and Planning, 7, iii-v.
• Hanna, S. & Chen, P. (1996). Efficient portfolios for saving for college, Financial Counseling and Planning, 7, 115-122. (Previous version of paper received an award for $1,000 for excellence from the Certified Financial Planner Board.)
• Sung, J. & Hanna, S. (1996). Factors related to risk tolerance, Financial Counseling and Planning, 7, 11-20.
• Chang, Y. R., & Hanna, S. D., Huston, S. J. & Xiao, J. J. (1996). The Web: Promises and pitfalls, Proceedings of the Association for Financial Counseling and Planning Education, 147
• Hanna, S. (1996). Cyberspace: Consumer protection issues. Consumer Interests Annual, 42, 263-264.
• Hanna, S., Chang, Y.R. & Fan, X.J. (1995). Optimal life cycle savings, Financial Counseling and Planning, 5, 1-15.
• Lee, H. & Hanna, S. (1995). Investment portfolios and human wealth, Financial Counseling and Planning, 5, 147-152.
• Oleson, B., Bradshaw, E. & Hanna, S. It's about time - A family time use educational tool. Family Economics and Resource Management Biennial, 1, 71-72.
• Finke, M., Ismail, M., Chen, P., Jayathirtha, C., Wang, H., Park, S. & Hanna, S. How much should consumers be willing to pay for information about quality and price? Implications for cyberspace. Family Economics and Resource Management Biennial, 1, 21-22.
• Wang, H., Mok, C. F. J. & Hanna, S. D. (1994). Are the consumption patterns of elderly households consistent with a life cycle model? Asia Pacific Advances in Consumer Research,    I, 237-245.
• Bae, M., Hanna, S. and Lindamood, S. (1993). Patterns of overspending in U.S. households, Financial Counseling and Planning, 4, 11-30.
• Hanna, S. (1989). Optimization for family resource management. Proceedings of the Southeastern Regional Association for Family Economics-Home Management Conference, 4-16.