Year-by-Year Recommendations for Spending, plus Income, Savings, Financial Assets
| Take Home | Annual | Annual | Saving | Net Financial |
| Age | Income | Spending | Saving | % of Income | Assets |
| 25 | 19432 | 18448 | 984 | 5.06 | 984 |
| 26 | 19722 | 18589 | 1133 | 5.74 | 2156 |
| 27 | 20011 | 18731 | 1281 | 6.4 | 3523 |
| 28 | 20301 | 18874 | 1427 | 7.03 | 5091 |
| 29 | 20591 | 19018 | 1573 | 7.64 | 6868 |
| 30 | 20881 | 19163 | 1718 | 8.23 | 8861 |
| 31 | 21171 | 19308 | 1862 | 8.8 | 11078 |
| 32 | 21460 | 19455 | 2005 | 9.34 | 13526 |
| 33 | 21750 | 19603 | 2148 | 9.87 | 16215 |
| 34 | 22040 | 19751 | 2289 | 10.39 | 19152 |
| 35 | 22330 | 19900 | 2430 | 10.88 | 22348 |
| 36 | 22620 | 20051 | 2569 | 11.36 | 25811 |
| 37 | 22909 | 20202 | 2708 | 11.82 | 29551 |
| 38 | 23199 | 20354 | 2846 | 12.27 | 33579 |
| 39 | 23489 | 20506 | 2983 | 12.7 | 37905 |
| 40 | 23750 | 20659 | 3091 | 13.02 | 42513 |
| Take Home | Annual | Annual | Saving | Net Financial |
| Age | Income | Spending | Saving | % of Income | Assets |
| 41 | 23990 | 20813 | 3178 | 13.25 | 47391 |
| 42 | 24230 | 20967 | 3264 | 13.47 | 52550 |
| 43 | 24470 | 21121 | 3349 | 13.69 | 58001 |
| 44 | 24710 | 21275 | 3434 | 13.9 | 63756 |
| 45 | 24949 | 21430 | 3519 | 14.11 | 69825 |
| 46 | 25189 | 21585 | 3604 | 14.31 | 76223 |
| 47 | 25429 | 21740 | 3689 | 14.51 | 82961 |
| 48 | 25669 | 21894 | 3775 | 14.71 | 90054 |
| 49 | 25909 | 22048 | 3861 | 14.9 | 97517 |
| 50 | 26148 | 22201 | 3948 | 15.1 | 105366 |
| 51 | 26388 | 22352 | 4036 | 15.29 | 113616 |
| 52 | 26628 | 22503 | 4126 | 15.49 | 122287 |
| 53 | 26868 | 22651 | 4217 | 15.69 | 131395 |
| 54 | 27108 | 22798 | 4309 | 15.9 | 140960 |
| 55 | 27348 | 22943 | 4404 | 16.1 | 151002 |
| 56 | 27587 | 23087 | 4501 | 16.31 | 161543 |
| 57 | 27827 | 23227 | 4600 | 16.53 | 172605 |
| 58 | 28067 | 23365 | 4702 | 16.75 | 184211 |
| 59 | 28307 | 23499 | 4808 | 16.99 | 196388 |
| 60 | 28547 | 23628 | 4918 | 17.23 | 209162 |
| 61 | 28786 | 23753 | 5034 | 17.49 | 222562 |
| 62 | 29026 | 23872 | 5154 | 17.76 | 236619 |
| 63 | 29266 | 23985 | 5281 | 18.04 | 251365 |
| 64 | 29506 | 24093 | 5412 | 18.34 | 266832 |
| 65 | 10259 | 24093 | 0 | 0 | 65268 |
| 66 | 10259 | 24093 | 0 | 0 | 65268 |
| 67 | 10259 | 24093 | 0 | 0 | 65268 |
| 68 | 10259 | 24093 | 0 | 0 | 65268 |
| 69 | 10259 | 24093 | 0 | 0 | 65268 |
| 70 | 10259 | 24093 | 0 | 0 | 65268 |
| 100 | 10259 | 24093 | 0 | 0 | 65268 |
| Take Home | Annual | Annual | Saving | Net Financial |
| Age | Income | Spending | Saving | % of Income | Assets |
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