Rui Yao, Ph.D., Assistant Professor, South Dakota State University
Official web page at South Dakota State University
Updated resume as Word file


Rui (pronounced like "Rae") is from Nanjing, China. Among other experiences, she attended a business training program with Transworld Mortgage Corporation for 6 months in Texas.

Ph.D., Family Resource Management, August, 2003

M.S., Family Resource Management, August, 2001

Associate Editor of the journal Financial Counseling and Planning, 2001-2002. Assistant editor, 1999-2000.

Awards

  • Won $1,000 Certified Financial Planner Board Award for paper presented at the 2003 meeting of the American Council on Consumer Interests, Yao, Rui, , & Hanna, S. D. Has risk tolerance changed since 1983?


    Publications
    :

    1. Yao, R. & Hanna, S. D. (2002). The investment-asset ratio - A plausible replacement for the capital accumulation ratio guideline? Proceedings of the Association for Financial Counseling and Planning Education, p. 66.
    2. Yao, R. (2002). The capital accumulation ratio as an indicator of retirement adequacy. Consumer Interests Annual, 48.
    3. Yao, R., Hanna, S. D., & Montalto, C. P. (2002). Factors related to meeting the capital accumulation ratio guideline. Financial Services Review, 11 (2), 153-171.
    4. Yao, R., & Hanna, S. D. (2001). An in-depth examination of the capital accumulation guideline with financial planning client households. Proceedings of the Association for Financial Counseling and Planning Education, 35.
    5. Yao, R., Hanna, S. D., & Montalto, C. P. (2001). Factors related to meeting the capital accumulation ratio guideline. Proceedings of the Academy of Financial Services, 23.
    6. Yao, R. (2001). The capital accumulation ratio as an indicator of retirement adequacy. Unpublished thesis, The Ohio State University, Columbus, Ohio.
    7. Hanna, S., Gutter, M., Lovett, S., & Yao, R. (2000). Estimating the value of financial planning. Proceedings of the Association for Financial Counseling and Planning Education, p. 37.
    8. Lovett, S. & Yao, R. (2000). Do investors use the expected utility decision rule? Proceedings of the Association for Financial Counseling and Planning Education, 70-78.

      In Hollywood, trying out Harrison Ford's handprints
      At the 2002 ACCI meeting, with Jo Rha, Christine Lai, Lan Bi, Sherman Hanna
      At the 2002 ACCI meeting, with other award winners, Lan Bi, Jo Rha, Christine Lai,
      In Hong Kong, 1999
      Tea?  2000
      Wedding in China, September, 2000: Rui Yao and Chunxiao Dou
      Groom putting ring on bride's finger In front of banner, with groom's parents, her mother, groom, Rui, and Mistress of Ceremonies for Reception
      Being carried in the style she prefers

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