LAN BI

Curriculum Vitae photo of Lan Bi

Risk Management Consultant,Wells Fargo Financial,

Des Moines, IA

Previous position: Statistician, Epsilon, Burlington, Massachusetts

E-mail: lanbi05@yahoo.com

Education

             Ph. D., Family Financial Management, The Ohio State University, December, 2005
                   Co-advisors: Sherman D. Hanna and Catherine P. Montalto.
                   Winner of the 2006 Dissertation Award of the American Council on Consumer Interests

M.A.S., Statistics, The Ohio State University, 2003

M.S., Family Resource Management, The Ohio State University, 2002

Thesis: A Comprehensive Look at Emergency Funds

B.S., Finance, Renmin University of China, Beijing, P.R. China, 2000

Field of Interest

Consumer Financial Decision Making, Family Financial Behavior and Planning

Publications

Lindamood, S., Hanna, S. D., & Bi, L. (2007). Using the survey of consumer finances: Methodological considerations and issues, Journal of Consumer Affairs, in press.

Bi, L. & Hanna, S. D. (2006). Do financial planners serve the interests of their clients? Use of financial planners, credit card balances and liquid assets. Consumer Interests Annual, 52.

Bi, L. (2004). Can mental accounting explain the credit card puzzle? A preliminary study. Proceedings of the Association for Financial Counseling and Planning Education.

Bi, L. & Montalto, C. P. (2004). Emergency funds and the alternative forms of saving. Financial Services Review, 13 (2), 93-109.

Bi, L. & Montalto, C. P. (2003). Emergency funds and the alternatives. Consumer Interests Annual, vol. 49.

http://consumerinterests.org/public/articles/EmergencyFunds_03.pdf

Bi, L., Montalto, C. P. & Fox, J. (2002). Household search for and use of financial information. Consumer Interests Annual, vol. 48.

http://www.consumerinterests.org/public/articles/HouseholdSearch-02.pdf, 1-9.

Hanna, S.D., Bi, L., Lai, C. H., Doll, K., Kim, E., Ku, D., Miller, S., & Seo, J. (2002). Consistency of Household Savings, a Standard Retirement Planning Model, and a Prescriptive Life Cycle Model. Consumer Interests Annual, vol. 48.

Presentations

“Can mental accounting explain the credit card puzzle? A preliminary study”, presented at Association for Financial Counseling and Planning Education, 2004 Annual Conference.

“Emergency funds and the alternatives”, presented at American Council on Consumer Interest, 49th Annual Conference, 2003.

“Household search for and use of financial information”, presented at American Council on Consumer Interest, 48th Annual Conference, 2002.

“Consistency of Household Savings, a Standard Retirement Planning Model, and a Prescriptive Life Cycle Model”, in refereed poster session at American Council on Consumer Interest, 48th Annual Conference, 2002.

Manuscripts In Progress

Bi, L., Montalto, C. P. & Fox, J. Households’ investment/saving information search.

Research In Progress

Saving behavior of credit card revolvers, borrowing behavior of financially sufficient credit card users.

Experience

Graduate Research Assistant, 2004 to present

Graduate Teaching Assistant, 2001 ~ 2002, 2003 ~ 2004

Graduate Research Assistant, 2002 ~ 2003

Assisted in data analysis using SCF dataset

Tutor for Business Math at OSU Mathematics and Statistics Learning Center, 2002-2004

Computer Skills

Statistics Software: SAS, SPSS, S-PLUS, R, MINITAB

Operating System: Windows, UNIX

Awards and Honor

Member of Phi Kappa Phi Honor Society for top 10% graduate students nationwide, 2003.

Winner of Student Travel Grant Award sponsored by Ford Motor Company, American Council on Consumer Interest, 48th Annual Conference, 2002

Deacon and Firebaugh Fellowship, College of Human Ecology, The Ohio State University, 2000-2001

Professional Society

American Council on Consumer Interests

Association for Financial Counseling and Planning Education