Jing Zhao
Education:
Ph.D. in Family Resource
Management (June 2003) The Ohio State University, Columbus, OH
Master of Applied Statistics
(June 2001) The Ohio State University,
Columbus, OH
Employment
Senior Risk Analyst, National City Bank, Cleveland, Ohio.Publication and Proceedings:
Zhao, J. (2003). Household debt service burden: An exploration on the effect of credit constraints. Unpublished dissertation. The Ohio State University.
Zhao, J., Montalto, C. P., & Hanna, S. D. (2001). Which households meet the household debt service burden guidelines? Proceedings of the Academy of Financial Services, p. 22.
Zhao, J. & Widdows, R. (2001). Attitude towards Biotechnology and its Products in a sample of Students. Consumer Interests Annual, 47.
Zhao, J. & Sanik, M. M. (2001). What Consumers Gain in Television Shopping Programs: An Informational Perspective on TV Shopping, Family Relations & Human Development/ Family Economics & Resource Management Biennial, Volume 4, 170-177.
Zhao, J. (2000). Factorial Effects of Channel and Product on Types of Information Consumers are Exposed in Television shopping. Poster exhibition in OARDC Annual Conference, April 2000, Wooster, OH.
Membership and Honor
American Council on Consumer Interest
American Association of Family and Consumer Sciences
Ford Travel Grant ($1,000) to student paper in 2001 ACCI annual conference, Washington, DC
Research Assistant
September 1998 to September 2001:
Mainly working with OSU extension, designed Access database for National Welfare Reform Research Project (NC223), assisted interviews with Ohio welfare recipients, analyzed qualitative and quantitative data on Welfare Reform Protocol, Body image and State Food Nutrition Projects.